Tamara Cobb Presentation

Buyer Guide

Prepared For

Future Buyer

I can not imagine anything better than to assist you with viewing a home. Kindly view this presentation to see how we can serve your necessities as a buyer.

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Mobile: 470 205 5705

Office:

Email: soldwithtamara@gmail.com,

View and download my Digital Business Card c.exitrealty.com/c/soldwithtamara

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Working with a Buyer Agent

A brief overview of how working with a licensed real estate professional can benefit you, the Buyer, during the Home Buying Process.

Conduct consultation establishing wants and needs, areas of interest, financial readiness, review the buying process, contractual obligations, and the timeline of purchasing a home
Execute a Buyer's Agency agreement, negotiating terms and conditions
Begin home search with established criteria in mind
Showings begin which determine your likes and dislikes until we find "the one"
Draft the offer, review your needs and wants to ensure they're covered, review contractual obligations, financing, inspections, and conditions/contingencies
Review multiple offer situation if applicable
Negotiate on your behalf

Working with a Buyer Agent

How working with a licensed real estate professional can benefit you, the Buyer, during Closing and Completion.

We have an accepted offer! It's now time to confirm all contingency/conditional deadlines are met starting with earnest money, inspections, appraisal, financing, home sale, etc., and negotiate through any required repairs, revisions, etc.
Review loan commitment and title work for conditions, accuracy, and acceptance
Complete final walk-through
Ensure closing goes smoothly, sharing any home warranty information along with any property info, exchange keys, collect any additional documentation, and celebrate your successful closing!

Why use an EXIT Realty agent?

We take our knowledge of the current market conditions and couple it with expert negotiation skills. EXIT agents are full service agents and we pride ourselves on our commitment to service. When you use an EXIT Realty agent, you’re paying it forward because a portion of every transaction fee received by EXIT Realty Corp. International is applied to its charitable fund.

Let’s Find Your Home

Every buyer is different, and it is my job to help you determine exactly what kind of home you’re looking for based on your needs, your budget, and your lifestyle.

How I Will Identify Your Dream Home

Once we determine the kind of home you are looking for, I have various tools and strategies to stay on top of what is available in the marketplace so you don’t miss out on your dream home.

Open Houses

Attending open houses is an effective strategy to help you determine what kind of home you’re looking for. I’d be happy to accompany you to offer housing and market expertise. I’ll also provide you with some of my business cards which you can provide to the listing agent when attending open houses on your own so they can keep me apprised of any changes you, as the potential buyer, need to know.

Community & Lifestyle Information

I will provide the most recent information on lifestyle factors such as schools, places of worship, retail, public transportation and more to ensure your home is located in an area that suits your needs.

How Much Home Can You Afford?

My team of industry professionals and I can help you determine your buying power.

Comparable Recent Solds

On-demand access to MLS data and metrics provide me with the necessary information I need to quickly show you what comparable properties are selling for in your desired area.

Communication

Communication is key throughout the buying process and I will keep you informed every step of the way, in whichever way you prefer. I am always just a call, click, or text away.

Trusted Advisor

When you’ve found your home and you’re ready to submit an offer, I serve as your Trusted Advisor, helping you navigate what can be a complicated process.

• Expert Market Knowledge
• Network of Professionals
• Negotiation Skills
• Time Savings
• Documentation Management
• Fiduciary Duty
• Problem Solving
• Confidentiality

Why I’m Uniquely Positioned to Help You

Spirit of EXIT Charitable Program

A portion of every transaction fee received by EXIT Realty Corp. International is applied to its charitable fund. Through the Spirit of EXIT Charitable Program, EXIT offices and associates can raise money for local, approved, registered charities and apply to EXIT’s head office to have those funds matched from the company’s pool of funds. To date, EXIT Realty Corp. International has pledged $8,000,000 to charity.

This means that when you work with me, you are making a direct impact on your community.

The Power of the Organization Behind You

EXIT Realty professionals are highly trained and knowledgeable with access to in-depth teaching, training and coaching at the corporate, regional, and brokerage level in specialties such as negotiation and market knowledge. In particular, EXIT agents know how to recognize distinct personality types to give us an edge in the negotiation process.

The Buying Process

The Mortgage Process

Closing Costs

On average, closing costs represent 2% - 5% of the Purchase Price. These may include:

Down-payment The down-payment amount is the difference between the selling price of the property and the amount of money borrowed to purchase the property. The deposit provided with the offer is deducted from the down-payment. Example: Selling price is $300,000. Deposit with offer is $10,000. Mortgage loan is for $270,000. Remaining down- payment will be $20,000.

Prepaid Utilities The buyer is responsible for paying utilities as of the closing date and may also need to reimburse the seller for prepaid utilities.

Closing Costs

Prepaid Property Taxes Property taxes are calculated based on the value of the property. If the seller has prepaid property taxes, the buyer may be required to reimburse the seller.

Interest Adjustment The interest adjustment is the amount of interest accrued between the closing day and the date of the first mortgage payment.

Closing Costs

Legal Fees/Disbursements Legal fees include conducting a title search on the property, putting title insurance in place, registering the home in the buyer’s name, and facilitating financial disbursements upon closing.

Transfer Taxes (Land, Estate, etc) Transfer tax is imposed by state/provincial, county, and municipal authorities for the privilege of transferring real property within the jurisdiction. In some markets this tax is not imposed.

Moving Considerations

Communication

Cable/Satellite
Home Phone
Cell Phone
Internet
Health Alert System

Utilities

Water
Heating/Cooling
Electric/Hydro

Other

Home Security System
Water Filtering/Conditioning
Newspaper Delivery
Magazine Subscriptions
Banking Needs
Storage Facilities
Pool Service
Yard/Garden/Snow Removal Service
Pest Control
Postal Change of Address

Moving Tips

There are many things to consider before, during, and after your move. I will help you identify what you need to do and when.

Testimonials

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Next Steps

Open Buyer Survey from the menu link
Fill out the Buyer Survey
Talk to a mortgage broker/lender about pre-approval
I will search the MLS and other sources available to me to prepare a list of candidate properties
I will schedule showing appointments to view your selected homes

Thank you for reviewing this presentation. I am always ready to help you take the next step.

,

Mobile: 470 205 5705

Office:

Email: soldwithtamara@gmail.com,

View and download my Digital Business Card c.exitrealty.com/c/soldwithtamara

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Tamara Cobb — Listing Presentation